Deduction Compare
Standard vs Itemized Deduction
See which deduction path gives you a bigger refund.
Your winner
Best option
—
Standard deduction$0
Itemized total$0
— SALT (capped)$0
— Mortgage interest$0
— Charitable$0
— Medical (over floor)$0
Extra deduction by choosing better$0
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Rules of thumb. For 2024, most homeowners with a mortgage and SALT above the cap
should check itemized. Renters without a mortgage almost always take the standard. SALT is capped at
$10,000 ($5,000 MFS). Medical expenses only count above 7.5% of AGI.